Welcome to 2017! We hope that you and your family had an enjoyable holiday season. Each New Year symbolically provides the opportunity to make a fresh start for everyone. As we begin 2017, no one can predict with certainty what new changes or challenges may occur. Our primary goal this year is to continue our tradition of helping clients achieve their personal financial goals. To make that process more efficient, please review the 2017 CHECKLIST in this letter and check off any of the items you anticipate youâ€™ll need addressed this year. Then bring it to your next review or call us and we can help you plan accordingly.