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Zephyr Blog

Interest Rates


It has been a difficult decade for savers and investors who look to interest rates to help their investment return. For 10 years they have suffered falling or ultra-low interest rates, leaving them with little to modest returns on their deposit accounts. One of the main arguments against the Federal Reserve’s low interest-rate strategy in the wake of the Great Recession was the cost borne by savers. Even now as the central bank slowly reverses that policy — with two rate hikes already in 2017 —savers still aren’t benefiting much.

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Zephyr’s Blog

Interest rates are important to investors and they are currently at or near all-time lows. At this past June’s Federal Reserve meeting, interest rates were kept at a range of 0%-0.25% and it was indicated that they will remain n...