Our Philosophy
Service Times: 9am and 10:30am
6399 North Wells Road, Bigtownville, CO 32748

  • Register

Our Philosophy

Achieving financial freedom requires each of us to formulate a vision, chart a course, develop a team, navigate through calm and storm, and find our way along the journey. To stay on course, a ship's captain must continually monitor his position by focusing on a fixed, objective reference point. Zephyr Investment Management was created to serve as your personal reference point, helping you to gain clarity on your current situation, adapt to changing conditions, and achieve your personal goals and objectives.

Our financial planning philosophy is to help you “live your life on purpose.” By being purposeful with every decision and actively charting the course of your life, rather than letting life’s meandering tides make decisions for you, you are more able to achieve your financial goals and support the life and lifestyle you desire.

Our investment philosophy provides the foundation for this effort with the belief that every dollar is earned and wealth is built over the long haul, not over night. And we believe growth must be balanced with preservation of capital through active, hands-on management. Through the years, we’ve seen that by focusing on mitigating losses, rather than seeking specific gains, we have increased the probability that our client portfolios benefit in the long run. Rather than the more common approach of adjusting accounts quarterly based on set risk tolerance levels, we have a strict sell discipline with the goal of keeping losses in the single digits. Our strength lies in our ability to utilize our specialized, proprietary investment process to help our clients confidently adapt to the winds of change.

“Let us, therefore, decide both upon the goal and upon the way and not fail to find some experienced guide who has explored the region towards which we are advancing; for the conditions of this journey are different from those most travel."

Seneca, "On The Happy Life"
(A.D. 58)

Financial Planning

Our goal is to create an inspiring financial strategy for you—one that gets you excited about your future. To accomplish this, our personalized Values-Based Financial Planning® services take a holistic wealth advisory approach. These services are based on the premise.
read more >

Investment Management

At Zephyr Investment Management, we believe that a focus on managing downside risks is essential to your long-term financial security. We believe the upside will take care of itself and the real value of investment management is generated by limiting the downside.
read more >

Retirement Services

We see financial planning and investment planning as the key components to a secure retirement. Building on our work in these areas, we work with you to define a solid vision of what your retirement looks like to you. While this vision may evolve over time.
read more >

Zephyr’s Blog

   After a long period of respectable returns, many investors in equities during the fourth quarter of 2018 experienced losses. This fourth quarter was filled with a great deal of uncertainty, which is the equity markets...